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RRSPs - March 1 - Don't miss the deadline....

There are many ways to save some with tax benefits. One of those is an RRSP or Registered Retirement Savings Plan. When you set up an RRSP, you, your spouse or common-law partner can contribute to it. Deductible RRSP contributions can be used to reduce your tax AND any income you earn in the RRSP is usually exempt from tax as long as the funds remain in the plan.

Maximizing your RRSP each year before the March 1 deadline, makes good sense for most people. But not everyone has the cash available right away - may be you are expecting a tax refund later in the year. If this is your concern, then an RRSP Loan maybe appropriate for you.

SAVING AND INVESTING FOR THE FUTURE

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two pine financial planning

Whether its protection against the unexpected in life, saving or investing for a specific goal such as your child's education, planning for retirement, it means something different to each of us. In just the same way, each of us has our own unique set of goals, priorities and needs.

At Two Pine Financial Planning, we recognize this and work together to help identify what these mean to you. Working through our personalized financial planning process, we build a clearer picture of your plans and the aspirations you have for yourself and your loved ones. We better understand what you need in the short term and longer into the future and how these priorities will change with time.

Once we have this understanding, we can begin to develop the right solution for you. Sometimes this may mean that we build the solution over a number years to take into account where you are now and where you hope to be, addressing those most immediate needs first.

Working independently, we are not limited to the solutions offered by one or two organizations. Instead, we are able to look across the many different companies and institutions, analyze what they have to offer and find the solutions that will be the best fit for you. In some cases, we may draw upon the knowledge of experts within our partnership network such as legal, technical or accounting , incorporating their advice and recommendations for more complex solutions.

We will work together with you throughout, maintaining regular contact and follow up meetings when required,