• Moved from the UK to Canada and left behind pension benefits in personal pensions or previous employers?
  • Not sure what to do with them?
  • Wondering if you should or if you can, transfer them to Canada?
  • Want to make sure that your pension does not fluctuate with exchange rates?


Navigating the minefield that exists around transferring your UK pension, requires expert advice. Here at Two Pine Financial Planning, we have extensive experience of the UK and the Canadian market and are able to provide guidance as to what is the right option for you. Unlike many other organisations, we have access to both types of plan that can accept transfers so can truly give you advice about what is best for you.


You may have heard the term QROPS or SIPP used when you speak about transferring your pension and wonder what they mean. 


A Qualifying Recognised Overseas Pension Scheme or QROPS is a pension scheme, similar to a UK registered pension scheme, but established outside the UK. QROPS is suitable for people aged 55 or over, who are intending to leave the UK permanently and want to simplify their affairs by taking their pension with them.

A Self Invested Personal Pension or SIPP is a UK based private pension available to any age with the added functionality, transparency and flexibility. As a UK based plan, it is subject to all the benefits and drawbacks of UK legislation, but designed to continue to meet your needs whether you are a UK resident or live overseas.

The pension transfer landscape is everchanging and its future is in the hands of the UK Government.  While transfer options may exist, there is the possibility that they might not be as favourable as they are now. To discuss your options and see if a pension transfer is suitable for you, call now on 1-403-949-2595 or  email 

As well as our own expertise, we have access to specialists for more complex situations, to ensure that we provide you with the best solution for you.


 

TRANSFERRING YOUR UK PENSION

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